For most of us, our vehicles are second only to our home as our most expensive commodity and like our homes; we insure our vehicles against accidents, thefts and all other types of possible damages. But, what many people don’t understand is that when they load their cars onto an auto transport carrier for shipping to another loaction, many policies may or may not provide the protection they’re expecting.

To make matters more confusing, some auto shipping companies include a waiver in their contract exempting them of any responsibility for potential damage that may occur while in their possession. Therefore, it’s always smart to double check the car shipping company’s policy prior to agreeing to the contract. Here are a few things you should know about auto transportation so your car can get where it needs to go without unexpected hassles and costs.

• Request proof of insurance from the car shipping company:
  It’s a law enforced by the FMCSA, that auto transport companies carry a valid insurance policy and they should be able to provide when asked to do so. You should also ask questions related to their policy at this time. Find out if they cover any damage that occurs during the car shipping process, if the entire car is covered or just certain parts or if you will be required to pay a deductible if damage occurs. 
• Make sure to get everything in writing:
  Before you agree to the terms of an auto transport service, get any special agreements or considerations in writing. This will protect you in the event that something unexpected happens, especially if they are providing you with a service or agreeing to something that’s not indicated in their regular contract. 
• Double check with your own car insurance company:
  Depending on your policy, your own auto insurance company may cover your vehicle while it is in transport, but don’t assume this is so; you have to check to make sure. Ask whether or not your same coverage applies while the vehicle is being shipped and whether or not you have to supply the insurance company with any form of notification from the car shipping company.  
• Remove all loose items within your vehicle:
  Most car shippers will not cover damage to a vehicle’s interior, so to reduce the risk of this happening, remove all of the loose items from your vehicle before handing over the keys. This includes all removable electronics, extra change, CDs or cassettes and anything else that could possibly become airborne. By removing your loose items, you will also reduce the risk of a break-in theft, which is also not covered by most car shipping companies. 
• Assist the driver with the vehicle inspection at pickup and delivery:
  Before the auto transport company takes possession of the vehicle, they will perform a thorough inspection of it to make note of any existing damage. If possible, you should be on hand when the inspector performs this inspection. It is also a good idea to take photographs of the vehicle to record its condition prior to the shipping company taking possession of it.  
• What is the Bill of Lading?
  Once the vehicle is delivered, the owner will have to fill out the Bill of Lading, which is essentially a condition report that details the vehicle’s condition upon arrival. Be sure to check the vehicle thoroughly, including underneath the vehicle. It is also smart to start the engine to check for any signs of mechanical damage. If the vehicle is delivered at night, check it under bright lights so you can see as much as possible because once you sign off on the Bill of Lading, the transfer is complete and if you missed something, the auto transport company won’t be liable. If you find signs of damage, include it on the Bill of Lading and have the driver sign off on it. Afterward, contact the shipping company directly to inquire about reimbursement. They should be able to direct you in filing a claim with the car carriers insurance provider. 

It is the responsibility of teh customer to confirm the insurance prior to pickup. By taking the above advice, you will find that your auto transport process will be safe and insured in case of any damages during shipment. 

Learn More about Fully Insured Auto Transport

There is a slight possibility of dangerous and unpredictable events when trucking a car. 

Fortunately, most carriers or brokerage companies provide cargo insurance. Cargo insurance is designed specifically to compensate for damages and losses during transportation. 

It is very important to double-check if the company provides insurance or not; otherwise, the damages during the transportation will be at your own risk.

If there is damage and everything is noted in the paperwork (Bill of lading), there is a big chance of receiving full reimbursement for all the damages caused during the transportation process.

That is why: we always recommend noting any damages on the paperwork and having photo proofs. 

Please consider that the items shipped inside/with the vehicle are not insured. 


Kindest Regards
Tempus Logix Vehicle transportation
www. TempusLogix.com

Your car, but not its contents, are fully insured during the transportaion process. The one thing we do, which a lot of other brokers don't, is that we verify what other vehciles are on their trailer. In the rare case that a truck/trailer roll over and damage every vehicle on their trailer, they should have enough cargo insurance to cover every vehicle.

This is the most common question we get at Mr. Car Shipper and sadly, nearly every brokers website I have seen and every salesman I've talked to lie about this answer, whether they know it or not.  The Truth:  Many car shipping damages go UNPAID!   Most of the answers on this page are taken right off their companies FAQ page and the info is mis-leading at best, and in many cases, outright wrong. I've been in this industry since 2002, both as a car transport trucking company and a broker, so I've experienced every side of of many damage claims. So here are the dirty secrets that no one else will tell you about.

1. Brokers are not required to have any insurance. The FMCSA only requires trucking companies to carry liability insurance (this is the $750k-$1M "coverage" that many brokers like to advertise). The FMCSA does not require truckers to carry cargo insurance, although it is extremely rare that one would not. This is the coverage that protects your car. Most cargo policies range between $100k for small trailers up to $500k for enclosed carriers. By law, brokers have no responsibility for your vehicle which means very few volunteer to offer that. The trucker they hire will have full responsibility for the damage.
2. The brokers BOND does not do anything for the customer. Many brokers mis-lead their customers by insinuating that Bonded and Insured are the same thing. On this page where the question is, “Is my car insured while it’s being shipped”, a broker says  “Fully bonded in case of any issues”.  This is an extremely mis-leading and ignorant statement.  The broker bond offers ZERO protection to the customer and to your car.  That bond is for the protection of the truck drivers from non-payment of the broker.  That’s it.  To insinuate that the bond  is the same thing as insurance is irresponsible and reckless.
3. The broker NEVER has access to a truckers actual policy. The only thing the broker can verify is the existence of the policy and the limits. They can not verify the quality of the policy or what exemptions are their. I've seen policies exempt damage cause by the negligence of the driver, or not cover damage caused by the truck. Most damages are caused by one of these two things. So, for example, if a chain comes off a car on the top deck and dents and scratches the windshield and roof of the car below it, it's not covered under some policies. If the driver fails to secure the ramps and the car falls off the truck while it is being loaded, that can be considered negligence and not covered. The point here is that there are tens of thousands of truck drivers who get the cheapest, lowest cost policy in order to save money and the broker is blindly trusting your car to a truckers insurance without any verification of the quality of the policy.
4. Your car is NOT fully covered against anything that may happen. Even on this page, I see most companies outright lie by saying "your car is fully covered against anything that may happen" in various forms. Some even go so far as to say "with no cost to you". Basically they are saying any and all claims are paid, no questions asked. Look at their Terms and Conditions. I guarantee you will find some language that refutes this. There are lots of things that aren't covered by truckers insurance such as: rock chips, weather related damage, terrorism, mechanical breakdowns, loose parts on the car, and damage that the driver or truck did not cause.
5. Most transport damages are less than $2000 in repair cost, but trucking cargo deductibles START at $2,500 and go as high as $5,000. Trucking insurance is a lot different than auto insurance. The biggest difference is the policy holder (the truck driver) is responsible for paying the vehicle owner directly for any damages up to the deductible amount. That means if you have a $2,000 damage and the truckers deductible is $2,500, you CAN NOT file an insurance claim. Furthermore, you have to trust that the trucker will admit and accept that he damaged your car and then voluntarily pay you for that damage. As a 20 year veteran of the car shipping industry, I can assure you that you would have a higher probability of finding a unicorn pooping gold nuggets. And because the broker does not have any cargo insurance, the customer is often left holding the bag on the damage and turning it into their own insurance company, which is subject to your own deductible.
6. Less than 3% of broker have a cargo policy in their name that protects their customers cars! Mr. Car Shipper is in a very small class of brokers that have a Contingent Cargo policy. This policy is a "backup" policy to the truck drivers we hire. It is a much broader policy that covers many areas that the truckers policy either doesn't cover or partially covers. What this means for you is if we hire a truck driver who is under-insured or if his insurance denies a claim, we have an additional layer of protection between the truck driver and you. Keep in mind that the drivers policy is always primary and all claims must start there. This is the law. But the few brokers that have Contingent Cargo policies offer their customers a much greater peace of mind.

I could take up a lot more space talking about this area, but by this point you get the picture. Over 97% of car shipping brokers DO NOT have ANY insurance that offers you any protection. Nearly all advertise that they are fully "licensed, insured, and bonded" but this is nothing but marketing, and false marketing at that. They are not insured...their drivers are. Be careful and do not take them at their word, because frankly, most car shipping sales people are completely ignorant in this area. Make sure the broker  you hire has a Contingent Cargo policy with their name on it.

easyautoship.com works very hard to ensure any drivers we use are fully insured with CARGO insurance. we also include and additional contingency cargo policy directly through easyautoship.com for a $100k

Vehicles are insured while they are on the truck.

When it's on the ground it's the owners responsibility

Your vehicle is absolutely covered. From pickup to delivery, the vehicle is covered, not only by our carriers' cargo insurance, but our own as well. This covers a minimum of $100,000 in the event of damage or loss. Don't forget, this policy does NOT cover items inside of your vehicle.

The insurance will be provided by the carriers which is between $100.000 up to $250.000 

When transporting your vehicle with FrancisGO Auto Transports all vehicles are insured and bonded.Car transport companies include insurance coverage in your shipping quote. Our selected auto haulers must meet insurance standards before qualifying to be part of our carrier network.

Yes, vehicle is insured from the moment it gets picked up to when it gets to the destination. Call us today at 888-307-0303 Visit us at https://www.freight4all.us/car-shipping

your car is 100% fully insured at no extra cost

Your vehicle is fully insured from the point it gets picked up all the way untill it is delivered.

All state to state auto transport works very hard to ensure any drivers we use are fully insured with CARGO insurance of at least 3 Quarter million dollar so don’t very and relax your vehicle is in safe and professional hands

All of the carriers we assign are vetted for cargo and liability insurance, we mostly pick the ones that have cargo from 150K to 250K and liability from 750K to 1M. However, it is important to note that liability insurance may not cover all types of damage, such as damage caused by weather-related events or natural disasters. It is recommended to check with the transport company to understand the extent of their insurance coverage and to consider purchasing additional insurance for high-value vehicles or in cases where the standard coverage may not be sufficient.

In addition, it is important to note that any personal items left in the vehicle during transport are typically not covered by the carrier's insurance. If you plan to ship personal items with your vehicle, it is recommended to check with the transport company for any additional insurance options or to consider purchasing separate insurance for high-value items.

Yes, your car will be insured while being shipped with Safeeds Transport Inc. We provide insurance coverage to all of our customers, so you don't have to worry about purchasing additional insurance for your shipment.

Our insurance coverage includes protection against damage or loss of your vehicle during transit, and we make sure that all of our carriers have valid insurance coverage as well. In the unlikely event that something happens to your vehicle during transit, we will work with you to file a claim and ensure that you are fairly compensated for any damages or losses. If you have any specific questions about our insurance coverage or would like more information, please feel free to contact our customer service team at (315) 314-4337 or visit our website at https://safeeds.us. We would be happy to assist you in any way we can.

Auto transport companies typically carry their own insurance coverage to protect against potential damage or loss of vehicles while in their possession. However, it's important to note that the extent of insurance coverage may vary among different companies. Some companies may offer more comprehensive coverage, while others may have limited coverage.

When you engage an auto transport company, it's crucial to inquire about their insurance policy and the coverage it provides. Here are a few points to consider:

1. CArgo Liability Coverage: Auto transport companies often have liability coverage that protects against damage or loss caused by their negligence or fault during transportation. This coverage typically has a maximum limit per vehicle and may vary from company to company.

2. Additional Insurance: Depending on the value and condition of your vehicle, you may want to consider obtaining additional insurance coverage. This can be done through your own auto insurance provider or by purchasing a separate cargo insurance policy specifically for the transportation period. Having additional insurance can provide you with added peace of mind and protection in case of unforeseen circumstances.

3. Insurance Claims Process: Familiarize yourself with the company's insurance claims process, including the procedures for reporting any damage or loss that may occur during transportation. Understanding the requirements and timeframes for filing claims will help you navigate the process smoothly should the need arise.

It's important to carefully review the terms and conditions of the auto transport company's insurance coverage, and if necessary, consult with your own insurance provider or a licensed insurance professional to ensure that you have adequate protection for your vehicle during transportation.

Yes, your vehicle will be fully covered by our insurance at no additional cost to you. In order for us to meet legal requirements, we have to carry insurance in order to protect our customers. Every vehicle that we transport is fully covered by our insurance, therefore, our customers are always protected.

Yes, auto transport companies typically provide insurance coverage for vehicles during transportation. It is important to verify the details of the insurance policy with the specific company to understand the extent of coverage provided.

We add our company as a Certificate of Insured to the truckers insurance policy upon booking. This automatically puts your vehicle unter the truckers insurance, because personal insurance is ineffective once your vehicle goes onto a truck for transport. 

Yes, it's fully insured bumper to bumper.

Yes, your vehicle is insured while it is being shipped with Spire Auto Shipping. We provide insurance coverage as part of our transportation service. Here are some key points to consider regarding insurance:

Carrier Insurance: Our carriers are required to have insurance coverage to protect the vehicles they transport. This insurance typically covers any damage to your vehicle that may occur during transit, whether it's caused by an accident, theft, or other covered incidents.

Verification: Before entrusting your vehicle to a carrier, we ensure that the carrier's insurance coverage is valid and up-to-date. This is an essential step in our commitment to providing a secure transportation experience.

Insurance Limitations: While your vehicle is insured, it's important to be aware that there may be certain limitations and deductibles associated with the carrier's insurance policy. These limitations can vary, so it's a good idea to review the insurance details and discuss any questions or concerns with our team.

Additional Insurance: If you have specific concerns about the level of insurance coverage or if your vehicle has an exceptionally high value, you may consider additional insurance options. Our team can provide guidance on securing additional coverage if needed.

Preparing for Transport: To ensure a smooth insurance process, it's important to thoroughly inspect your vehicle before shipping and document its condition. Any pre-existing damage should be noted and photographed. This documentation can be helpful in the unlikely event that a claim needs to be filed.

Yes, your shipment is insured by the carrier's insurance. Every carrier that works for Navi Auto Transport is verified.

"Absolutely, your vehicle is fully insured while it's being shipped with us. At [Your Company Name], we prioritize the safety and security of your vehicle throughout the transportation process. We understand that entrusting your vehicle to us is a significant decision, and we take our responsibility seriously.

Our comprehensive insurance coverage provides protection for your vehicle against any unforeseen incidents during transit. This coverage ensures that you have peace of mind knowing that your vehicle is safeguarded against any potential risks.

As a reputable auto transport company with 15 years of experience and a top rating in the industry, we maintain strict standards for insurance coverage to ensure the utmost protection for our customers' vehicles. If you have any further questions about our insurance policies or any other aspect of our service, please don't hesitate to reach out to our knowledgeable team. We're here to provide you with the best possible auto transport experience.

At Skyline Moves, we understand the importance of protecting your vehicle during transportation. Your vehicle will be insured while it's being shipped, providing you with peace of mind and financial protection in the unlikely event of damage or loss.

You do not need to provide insurance for your vehicle during transportation with Skyline Moves. Insurance coverage is included as part of our transportation services, ensuring that your vehicle is safeguarded throughout the entire journey.

If you have any questions or concerns about insurance coverage for your vehicle during transportation, please don't hesitate to reach out to our customer service team. We're here to assist you and provide you with the information and support you need to ensure a smooth and worry-free transportation experience with Skyline Moves.

Yes, your vehicle is typically insured while it is being shipped. Most reputable auto transport carriers carry insurance coverage to protect against damage or loss during transportation. This insurance coverage provides financial protection in the unlikely event that your vehicle sustains any damages or is lost during transit.

Always check the Terms and Condition with the Broker you've narrowed your search down to:

There are different variations of coverages offered, we recommand to have your contract read: "vehicles are fully insured from pickup to drop-off by the Carrier’s cargo insurance, with a ZERO DEDUCTIBLE for you as the vehicle owner. Reputable Brokers will ensure the Carrier has the full amount of appropriate coverage for your vehicle, as part of our service to you. The only limitation on insurance relates to “Acts of God” -- such as hail, tornado or earthquake, in which case coverage would revert to the owner’s vehicle insurance.

Your vehicle is covered under the carriers insurance while being transported.

Choosing the right transporting company is very important due to insurance purposes and many more.

A Reliable transport company will make sure that the driver that is hired for your shipment has the proper insurance binding making sure that your vehicle is insured according to the dot regulations. The minimum liability insurance that any carrier should carry is a million dollars worth of public liability. Cargo insurance could be different depending on the type of trailer hauling your vehicle(s). If your vehicle is being hauled on a 1-3 car hauler, the minimum insurance for all three vehicles being carried is $150,000. If your vehicle is carried on a 4-8 open car carrier, the minimum cargo insurance is $250,000, for any car carrier that transports 8-10 vehicles at a time, the minimum insurance is $350,000. If your vehicle is worth over $50,000, we always recommend enclosed transport. Gooing via enclosed transport will ensure you a higher cargo insurance, typically starting at half a million dollars. It is very important for the client to ask questions about the drivers insurance prior booking the driver. It is also very important that if a mechanical damage occurs while in transit, the insurance company will most likely deny any claims. Insurance is there for any physical damages that occur due to the drivers negligence.

Yes! Your vehicle will be fully insured. Our drivers carry insurance of up to 1 million dollars.

The carriers we use generally all have a quarter of a million dollar insurance policy for cargo

Your vehicle is fully insured from the time of pickup to the time of delivery. Depending on the type of trailer, the company & vehicle cost is how much your vehicle will be insured up to. Most companies do offer extended coverages as addons. It is also a good idea to upgrade your insurance policy for theft & damage before the shipment. Just to be cautious.

YES it is insured from the moment it gets picked up all the way to when it gets delivered. We work with premium drivers and always verify the drivers license and insurance to make sure it completely covers the load and that it is up to date. 

Part of what you pay us for is to verify that the carrier we put you on is covered by the requisite amount of insurance and that it is up to date. There is never any additional cost to the customer for this coverage, and their insurance is primary.

Your car is always insured while in transport.  We ask that you check your vehicle over carefully at delivery and to call us BEFORE paying or signing the Bill of Lading if there are any issues.

Damage Free Protection

Door to Door Car shipping offers Full Coverage Insurance Protection. Your vehicle is fully covered from unforeseen damages and accidents while in our care. At no additional cost!

Our network of drivers are highly trained professionals who understand the value and importance of getting your vehicle to its destination:   Fast, Safe and Damage Free.

Any carrier that is dispatched by Goliath Auto Transport, LLC will hold an active and unexpired insurance policy for both cargo & liability.  DOT Minimums must be met.  Insurance doc's can be provided to customer upon request.

As a Broker, we ensure the carrier has insurance before we assign a carrier to ship your car.  

Also as a Transport Broker, we are also required to have our own insurance.

So you are fully covered.

We only use carriers to transport your vehicle with whom have an extremely high rating based on previoous shipments.

Cargo coverage is provided by the carrier, please make sure if you are working with a broker, that they verify insurance before contracting with a carrier on your behalf.  You will also need to have insurance coverage in place for the vehicle prior to being transported. Any loss due to theft or damage that occurs due to an “act of God” would fall under your policy. The carrier’s policy is in force only in situations where damage is the direct result of the driver’s negligence.

Fully bonded in case of any issue, big or small we’ve got you covered.

At Garcia’s, we understand the value of the property. Whether yours is a brand new model, a collector’s edition or your trusty old favorite, we will always recommend the best choice to ship your load. From $150,000 on open car carriers to a $1,000,000 on an exclusive enclosed carrier, chances are, you most certainly will not need it, either way, we’ve got you covered.

The company transporting your vehicle will provide you with insurance. This insurance covers all damages caused by accidents while the vehicle is being loaded, major changes in the vehicle’s condition, and unforeseeable damage that is a result of mishandling by the carrier.

All shipments include basic liabilty coverage during transit. Comprehensive insurance options are available for an elevated level of shipment coverage during transit. You will be able to select a level of coverage during the booking process. 

Yes, your vehicle is insured up to $100,000 with $1,000,000 of liability coverage. We do suggest keeping your current insurance active in the event of an Act of God or natural disaster. 

By law it most be insure, if is open trailer is up to $250.000.00 if its enclose it up to $1.000.000.00  

Understand Minimum Auto Shipping Insurance Requirements

Legally authorized auto transporters are required to have liability insurance. You should make sure your transporter also offers cargo insurance. This means that your auto transporter, if properly insured, should cover any damage caused during the automobile shipping process after you pay the insurance deductible. The terms and amount of coverage can vary depending on the company, so it is best to carefully inspect your transporter’s coverage.

Be sure to ask a potential automobile shipping company for a copy their insurance certificate. They are legally required to provide this to you, and you should feel free to verify the information on the certificate with the insurance company or with the Department of Transportation at www.safersys.org.

Is The Minimum Enough?

Make sure that you are completely comfortable with the amount of coverage you have. While the amount of insurance required by law will offer you some protection, you may find that the minimum coverage offered by vehicle transport companies falls short of the true value of your car. Take responsibility for finding out the exact terms of your transporter’s insurance policy. Some questions you may want to ask about insurance include:

What type of damage is covered?

Are only specific parts of the car, like the body, covered?

Is there a deductible?

What is the limit of their coverage? (Most companies only cover the Kelley Blue Book value of the car)

Will specialty items such as spoilers or ground effects be covered?

Is there an option to purchase additional coverage?

How much will the deductible be for damage claims?

Check with your own auto insurance agent to see how much your personal insurance will cover when shipping a car. Your coverage may or may not cover your vehicle in transit. Regardless, it’s always a good idea to notify your insurance company that you are transporting your vehicle.

Vehicles transported through uShip are eligible for additional coverage through uShip Cargo Insurance. When accepting a bid, you have the option to purchase additional coverage. This policy is all-risk covering approved goods against damage, lost or stolen claims subject to the terms and exclusions of the policy.

If You Need to Make a Claim

Inspect your car thoroughly at delivery. According to Dean Xeros, an industry expert and the VP of Sales, GM – Motors & Relocation at uShip, this time is critical because it is your only window of opportunity to asses for damage. If you cannot be present at the delivery, assign the task of assessing for damage to a trusted representative. In the unlikely event that your car was delivered with damages from shipping, make specific notes on the “Bill of Lading” at delivery and have the driver sign the form before accepting the car. Taking pictures is always a good idea when documenting damages. If the car is delivered at night, inspect the car under bright lights and bring along a flashlight.

In all likelihood, your car will be delivered in the same condition it was dropped off. If there are damages, contact your shipping and insurance companies immediately. You should have no problems if you have carefully inspected your transporter’s insurance policy. A respectable shipping company will want to resolve your complaint as quickly as possible. If you feel like you are being treated unfairly, you can file a complaint with the Better Business Bureau and any professional organizations the company belongs to. Remember, this is an unlikely scenario. If you take some time to research your auto shipping company and properly prepare your car for transport, you are almost guaranteed a painless shipping experience.

Your car is covered by carriers cargo insurance 

The insurance falls under the carriers Motor Cargo policy which is typically 250k for open 10 car carriers and 150k for 3/4 car carriers Some have more. Enclosed usually starts around 500k up to 5m.

!00% covered by insurance